The Answer is Sometimes
Massage isn’t just for stress relief. Many people who struggle with ongoing pain, depression, or other chronic conditions use massage as part of a comprehensive treatment plan. And, with the right information, many private insurance companies will even cover the cost.
Massage benefit coverage
One recent study looked at massage benefit coverage and found that 19% of health insurance policies covered massage as one part of a comprehensive rehabilitation plan and 27% required a physician prescription. The tricky part is that there’s no guarantee that the health plan will agree to cover the expense. But, with by using these tips, that medical massage might be paid-in-full.
Make sure it’s the right treatment
Finding the right treatment plan can take time and open communication with the provider. Many physicians prescribe medical massage because it’s a non-addictive treatment that’s supported by medical research. If the doctor feels that massage is the right treatment, they will write an order for the massage, which is the first thing the insurance company will need.
Verify insurance coverage for massage therapy
The easiest way to get the most accurate information is to call the insurance company. Most companies put their numbers on the back of the benefits card. When speaking with a representative, a few questions to ask include:
- Are medical massage services covered under the plan?
- How many visits/hours are covered?
- Does the plan require a certain type of provider for massage?
- What diagnosis needs to be on the prescription to get it approved?
- What massage providers are covered in my area?
Schedule the appointment
If the services are covered by the plan, the last step is to find a trusted provider. Do a little research to find ratings, testimonials, and any other feedback on the providers that look like a good fit. Be sure to use the right type of provider, if specified by the insurance company, and give them the insurance information for billing. The provider will verify coverage too, but it’s always best to maintain open communication.